Terms of Service

Please read these Terms of Service (“Terms”) carefully before using &Wallet.

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Service Description

&Wallet is a non-custodial wallet product that helps users manage supported digital assets and access selected partner service integrations.

&Wallet does not provide custody of private keys or seed phrases.

Service availability may vary by network conditions, integrations, jurisdiction, and maintenance windows.

2. Eligibility and Account Responsibilities

You must be legally allowed to use the Service under applicable law.

You are responsible for:

• Maintaining security of your device and account access.
• Preserving wallet secrets (including seed phrase and private keys).
• Ensuring that your use complies with local laws and regulations.

Loss of wallet secrets may result in permanent loss of access to assets.

3. Fees and Third-Party Costs

Using blockchain networks may involve network fees and third-party charges.

Any applicable costs are shown by relevant interfaces when available, but final costs can vary by network state and partner service terms.

4. Prohibited Use

You agree not to use the Service for unlawful or abusive activity, including:

• Money laundering, sanctions evasion, fraud, or terrorist financing.
• Exploiting vulnerabilities or interfering with service operations.
• Violating laws, regulations, or third-party rights.

We may restrict or suspend access where required for security or legal compliance.

5. Third-Party Integrations

Some features may connect to partner services operated by third parties.

Those services are governed by their own terms and policies. We are not responsible for third-party service performance, availability, or policy changes.

6. Risk Disclosure

Digital asset use includes material risks, including but not limited to:

• Market volatility.
• Network congestion and transaction delays.
• Technical failures outside our control.
• Changes in legal or regulatory frameworks.

You acknowledge these risks and accept responsibility for your use of the Service.

7. No Financial Advice

Nothing in the Service constitutes investment, tax, accounting, or legal advice.

You are solely responsible for your own decisions and obligations.

8. Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis, without warranties of any kind, to the maximum extent permitted by law.

9. Limitation of Liability

To the maximum extent permitted by law, &Wallet and its affiliates are not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, goodwill, or assets arising from use of the Service.

10. Changes to Terms

We may update these Terms from time to time.

Updated Terms become effective upon publication unless stated otherwise.

11. Governing Law

These Terms are governed by applicable law.

Any dispute will be resolved in accordance with applicable legal procedures and jurisdiction rules.

12. Contact

For questions regarding these Terms, contact: contact@and-wallet.com